What is this program?

This mortgage product offers a 25% refund on your mortgage insurance premium when buying an energy efficient home or if you are deciding to make energy saving renovations.

This program is available for all mortgage products. Mortgage insurance is not cheap, so a 25% refund is significant. For example, if you paid a $12,000 mortgage insurance premium, you would be getting $3000 back. What would you do with that money?

Eligibility Criteria

• Your property must fall in the top 15% of lowest Greenhouse Gas Emissions in your area

OR

• Your property falls in the top 20% of lowest energy consumption (gigajoules/year) when compared to “Typical New Home”.

Required Documents

Note: All supporting documents cannot be more than 5 years old.

• Documents that confirm your home was built under a certified energy saver program

  OR

• You can provide your EnerGuide Label or EnerGuide renovation upgrade report to confirm energy consumption/GHG emission rating.